From checks and controls to changing the core culture

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This document has been composed by a multidisciplinary Think Tank of 10 senior international financial services professionals, based in The Netherlands. The group’s expertise and experience in the international financial services industry encompasses all major areas, including risk management, general management and supervision, reporting and accounting, legal matters, corporate governance, leadership development, sustainability and academia.
This document serves to contribute to the Commission’s public consultation and aims at providing new perspectives and ideas for creating a sustainable European financial services sector for all stakeholders (shareholders, citizens, tax payers, banks, governments, supervisory authorities, employees and society as a whole). It also serves to promote good practices in banking that can provide inspiration for the development of new models of thinking and building blocks for a sustainable banking system.